Expert Mortgage Broker Services for Your Commercial & Home Loan Solutions.

Whether you're a first home buyer, a business owner or seasoned investor, we tailor personalised lending strategies that show you how, why, and to what end we can reach your credit goals without breaking the bank.

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Finance Solutions

Explore our comprehensive range of personalised mortgage solutions tailored to your needs and financial aspirations.

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Self Employed Home Buyer?

We can find specific products to suit your needs that factor in your unique circumstances whilst working with your accountant to get you the best result.

Looking to Refinance?

We can help our clients in refinancing their existing mortgages to achieve better outcomes and unlock their equity potential for their goals.

Buying Your First Home?

We assist first home buyers navigating all the noise, terms and government programs around purchasing their first home.

Buying Investment Property?

Learn how we can help in financing the purchase of investment properties to expand your real estate portfolio. Structure is important for scalability.

Purchasing a Commercial Property?

Discover how we work to provide finance solutions for commercial investors, business owner-occupiers and SMSFs with commercial property.

Looking to Build Your Home?

We can help you finance the construction of your home and explore a range of options and lenders that suit your building needs.

The Journey

I started XA Finance as a way to help people reach their property and financial goals by providing an independent lending perspective in a market flooded by integrated mortgage models in larger businesses that serve other purposes.

Your mortgage is one of the most consequential financial decisions of your life. It is important that you work with a trusted finance and mortgage broker with the right expertise who looks after your best interests to get you the best outcome for your circumstances and not for someone else.

About Us

Christopher Delis - Director & Principal Lending Strategist

Empowering Homeownership

Tailored Solutions

Client Satisfaction

50+

Clients

40+

Lenders Network

Loan Solutions

Fixed Rate Mortgages

Explore the stability of fixed-rate mortgages for predictable monthly payments and long-term planning.

Variable Rate Mortgages

Learn about flexible variable-rate options for adapting to changing financial circumstances and optimising your mortgage payments.

Government-Backed Loans

Discover government-backed loan programs designed to support diverse homeownership needs and promote financial inclusivity.

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Luca B, VIC

Client Experiences

Discover the positive impact of our finance solutions through
client experiences and success stories.

"Chris has been a massive asset to us in purchasing of our first house. He guided us through the entire process with clear communication, and worked feverishly to find the structure that was right for us. Chris found us a lender who offered no LMI due to my profession, despite our high LVR. I have no doubt we could not have found them without Chris. His hard work has saved us tens of thousands of dollars. I trialled other brokers before, but Chris offered the most by far. I can't recommend him enough!"

Simplified Process

Navigate your financial circumstances

Submit Expression of Interest

Help us understand your situation

Initial Phone Call

Clarify your goals, objectives and circumstances

Strategy Meeting

Education and the pathway to our goals

Implementation

Learn about lending products and setting a timeline for your goals

Checkpoints

Key Dates for Reviews and your next steps

Application

By your side ensuring that everything runs smoothly and your banking is setup correctly to save you money